{"id":84,"date":"2025-03-28T04:00:00","date_gmt":"2025-03-28T10:00:00","guid":{"rendered":"https:\/\/www.insurancewarehouses.com\/blog\/?p=84"},"modified":"2025-03-25T14:25:11","modified_gmt":"2025-03-25T20:25:11","slug":"what-happens-if-someone-crashes-into-your-car-while-its-parked","status":"publish","type":"post","link":"https:\/\/www.insurancewarehouses.com\/blog\/what-happens-if-someone-crashes-into-your-car-while-its-parked\/","title":{"rendered":"What Happens If Someone Crashes Into Your Car While It\u2019s Parked?"},"content":{"rendered":"

Imagine heading outside, ready to start your day, only to find your parked car dented, scratched, or worse—completely undrivable. It’s frustrating, especially if the person responsible didn’t leave a note. So, what happens next? At Insurance Warehouses of America in Orlando, FL, we help drivers understand how their auto insurance can step in when the unexpected happens.<\/p>\n

Who Covers the Damage?<\/h2>\n

If the driver who hit your car is still around or left their contact information, their auto insurance should cover the damage under their liability coverage. In this case, you’d file a claim with their insurer, and they’d be responsible for repairs.<\/p>\n

But what if they drove off without taking responsibility? If you have uninsured motorist property damage (UMPD) coverage, it may help cover the costs. If not, your collision coverage can step in, though you may have to pay your deductible. You might be left paying out of pocket without either of these coverages.<\/p>\n

Steps to Take After Discovering the Damage<\/h2>\n

If your car is hit while parked, document everything. Take photos of the damage, the surrounding area, and any possible security cameras nearby. If the accident happened in a public place, see if a witness saw anything. Always report the incident to the police, as a report can help with insurance claims.<\/p>\n

Ensure Your Car Has the Right Coverage<\/h2>\n

Accidents can happen anytime, even when you’re not behind the wheel. Make sure you’re covered with the right auto insurance. Insurance Warehouses of America in Orlando, FL, can help you find a policy that protects you from hit-and-run drivers and unexpected damages. Contact us today to explore your options!<\/p>\n","protected":false},"excerpt":{"rendered":"

Imagine heading outside, ready to start your day, only to find your parked car dented, scratched, or worse—completely undrivable. It’s frustrating, especially if the person responsible didn’t leave a note. So, what happens next? At Insurance Warehouses of America in Orlando, FL, we help drivers understand how their auto insurance can step in when the […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[7,6,5],"class_list":["post-84","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto-insurance","tag-insurance-warehouses-of-america","tag-orlando-fl"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t