When you buy a home, protecting your investment is essential. Many homeowners safeguard their property by purchasing homeowners’ insurance. If your home is in the Orlando, FL area, our team at Insurance Warehouses of America can help you find the insurance options you need. We’ve been assisting homeowners like you since 1999.

Sinkhole and Collapsible Ground Coverage

According to the Florida State Consumer Advocate website, Florida has more sinkholes than any other state. However, not all homeowners’ insurance policies offer coverage for damages caused by sinkholes. The same website notes that all homeowners’ insurance policies in Florida must provide coverage for “catastrophic ground cover collapse.” While these terms may seem similar, your homeowner’s policy guidelines will clearly outline what is covered.

Before purchasing a home, it’s a good idea to ask whether the ground structure beneath the property has been surveyed. City or county officials can also provide information about any sinkhole activity in the area of a prospective home. If the ground is determined to have potential sinkhole activity, it may be challenging to find homeowners’ insurance for that property. However, if an insurance company offers coverage for a home, it must include protection for catastrophic ground cover collapse.

Call Us Today for Your Appointment

Many home sales require buyers to purchase homeowners’ insurance. At Insurance Warehouses of America, we want to ensure you have the policy you need. Homeowners in the Orlando, FL area trust us for excellent customer service and support. Contact us today to schedule an appointment, and let’s work together to find the insurance coverage that’s right for you.