If you’re a Florida driver, the state’s laws require you to purchase auto insurance. Many drivers struggle to choose the right auto insurance policy. If you live near Orlando, FL, our team at the Insurance Warehouses of America invites you to bring your insurance concerns to us. We’ll help you make the best decision. Since 1999, we’ve been assisting drivers like you.
Florida Financial Responsibility Law: Why Some Drivers Pay More
The Office of Insurance Regulation oversees the auto insurance industry in Florida. As a no-fault state, Florida requires each driver to turn to their own insurance company for payment of repair costs and medical bills resulting from an accident. According to the Florida Insurance Information Portal, residents must purchase auto insurance under two state laws. Most Floridians follow the no-fault insurance law, which mandates a minimum of $10,000 in personal injury protection and liability coverage.
However, drivers who have caused accidents resulting in bodily injury or death, or who have been convicted of certain traffic violations, must comply with the Florida Financial Responsibility Law. This law requires drivers with such histories to purchase insurance with $100,000–$300,000 in bodily injury coverage. Policies under this law must also include $50,000 in property damage liability coverage.
Call Us Today for Your Appointment
Don’t risk driving without auto insurance. Our team at Insurance Warehouses of America has over 25 years of experience and can help you make informed insurance choices. Drivers in the Orlando, FL, area trust us for excellent customer service. Call us today to schedule an appointment and get the auto insurance you need.
