When you buy a home, it’s important to protect your investment by purchasing home insurance. Homeownership is expensive, but you can find affordable home insurance if you know where to look. If your home is in Orlando, FL, our team at Insurance Warehouses of America can point you to an affordable policy that’s right for you.

What Your Homeowners Insurance Typically Covers

Homeowners insurance typically covers damage to your home caused by events like fires, windstorms, hail, lightning, and theft. It also usually covers your personal belongings stored inside the home and your liability if someone is injured on your property or you accidentally damage someone else’s property. Coverage limits and exclusions vary by policy, so it’s important to review the details carefully with one of our agents.

What You May Need To Cover Separately

Certain risks require separate policies or endorsements, which are add-ons to your policy. For example, standard homeowners insurance usually doesn’t cover damage caused by floods, earthquakes, or sewer backups. You can get separate policies for these risks. Since Florida is prone to hurricanes, a flood insurance policy is essential. You can get this through the National Flood Insurance Program or a private insurer. Your agent can help.

Coverage for luxury items, such as fine jewelry or artwork, may also require additional coverage through an endorsement.

Call Us for Your Appointment

Getting the right home insurance policy for your Orlando, FL, home can be complicated. Luckily, our team at Insurance Warehouses of America can help you find the right policy for your needs. Call us for an appointment and set your mind at ease.